Top Quality Auto Insurance at Affordable Prices


We Are Dedicated to Your Satisfaction!

As a no-fault insurance state, any Florida resident who is injured in an accident will have medical costs covered by their insurance up to their policy’s limits. There are three key aspects of personal auto insurance that are available from HRI Insurance for motorists. Bodily Injury, or Liability insurance, is the first type of coverage that is required by law in most states. Comprehensive coverage, the second key coverage aspect, is optional in Florida and can cover costs related to vandalism, scratches that are not a result of a collision, and more. The last key coverage aspect is Uninsured/Underinsured motorist protection, which will cover the costs of damages incurred by other drivers without insurance. When it comes to quality insurance options, we are dedicated to your satisfaction, so we ensure the best personalized services in the area!

The Best Bodily Injury Liability Coverage

Bodily Injury Liability, or BIL, can help cover the cost of injuries to the victim, as well as attorney expenses should you be brought to legal action in the event of a vehicle accident. This type of insurance covers your financial responsibility for injuring others, so you can rest assured that you and the other drivers on the road are protected. Our licensed agents are more than happy to answer any questions or provide any information about our liability coverage, so call (239) 424-8674 for the best services.

The Most Reliable Motorcycle Insurance in the Area

Although the no-fault law does not apply to motorcyclists in the state of Florida, financial responsibility must still be established. The purchase of liability coverage, a financial responsibility certificate, or a self-insurance certificate from the Bureau of Financial Responsibility are three ways to establish this proof. However, the better your motorcycle insurance, the better coverage you have in the event of a collision or accident. HRI Insurance offers the most reliable motorcycle insurance options in the area, so call us today to learn more!

 Top of the Line Comprehensive Coverage

Although comprehensive coverage is optional in the State of Florida, it can be in the best interest for vehicle owners to have. This type of insurance covers the cost of damage done to a car or truck in the event of theft, vandalism, and other non-collision related occurrences. In fact, if you are financing your vehicle, your lender or bank will require you to purchase both comprehensive and collision coverage in the event of damage. HRI Insurance offers top of the line comprehensive coverage, so request a quote today!

Uninsured/Underinsured Motorist Protection You Can Rely On

Uninsured/underinsured, or UM/UIM motorist protection is optional in the state of Florida, but can be a good idea for many drivers. This type of coverage pays for damages done in an accident or collision in which the driver at fault does not have insurance, or not enough insurance to cover the complete cost of the damage. At HRI Insurance, we offer insurance options that you can rely on, so contact one of our licensed agents for more information.

Countless Discounts Available for Insured Customers

When it comes to discounts, HRI Insurance works hard to you as much money as possible. While we are working with you to determine what kind of coverage is best for you, we also determine which discounts you may be eligible for. Some of the countless discounts available for our insured customers include:

  • 55+ & Retired
  • Anti Theft
  • Anti-Lock Brakes
  • Bank Draft
  • Early Sign
  • EZ Pay
  • Good Student Discount
  • Homeowners
  • Multi-Policy
  • New Car
  • Passive Restraint
  • Pay in Full
  • & More!